@font-face{font-family:DM Sans Variable;font-style:normal;font-display:swap;font-weight:100 1000;src:url(/assets/dm-sans-latin-ext-wght-normal-BOFOeGcA.woff2)format("woff2-variations");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:DM Sans Variable;font-style:normal;font-display:swap;font-weight:100 1000;src:url(/assets/dm-sans-latin-wght-normal-Xz1IZZA0.woff2)format("woff2-variations");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}:root{--bg:#f4f6f9;--bg-mid:#f6f8fb;--bg-end:#f8fafc;--card:#fff;--ink:#1a2332;--ink-soft:#55637a;--accent:#1d5fad;--accent-strong:#153e72;--accent-soft:#e7f0fb;--green:#1d5fad;--green-soft:#e7f0fb;--amber-soft:#f7f0e0;--amber-ink:#7a5c18;--border:#dde3ec;--border-soft:#e8edf5;--danger:#a33b32;--danger-soft:#f8e9e7;--radius:16px;--shadow-soft:0 1px 2px #1a23320a, 0 10px 28px #1a23320d;--font-sans:"DM Sans Variable", "DM Sans", "Segoe UI", sans-serif;--font-mono:"Cascadia Code", Consolas, "Courier New", monospace;font-family:var(--font-sans);color:var(--ink);font-optical-sizing:auto}*{box-sizing:border-box}body{background:radial-gradient(1100px 560px at 10% -8%, #1d5fad17, transparent 55%), radial-gradient(800px 480px at 92% 6%, #1a23320a, transparent 50%), linear-gradient(165deg, var(--bg) 0%, var(--bg-mid) 45%, var(--bg-end) 100%);-webkit-font-smoothing:antialiased;background-attachment:fixed;min-height:100vh;margin:0;line-height:1.55}@keyframes rise-in{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}.container{max-width:920px;margin:0 auto;padding:28px 20px 88px}header.masthead{padding:36px 0 8px;animation:.55s ease-out both rise-in}header.masthead .brand-logo{width:auto;height:clamp(68px,13vw,88px);margin:0 0 22px;display:block}header.masthead .brand-mark{font-family:var(--font-sans);letter-spacing:-.02em;color:var(--ink);margin:0 0 18px;font-size:1.15rem;font-weight:700}header.masthead .hero-headline{max-width:22ch;font-family:var(--font-sans);letter-spacing:-.025em;color:var(--ink);margin:0 0 14px;font-size:clamp(2rem,4.5vw,2.75rem);font-weight:700;line-height:1.18}header.masthead .tagline{max-width:34rem;color:var(--ink-soft);margin:0 0 22px;font-size:1.08rem;font-weight:450;line-height:1.55}header.masthead .emph{color:var(--ink);text-decoration:underline;-webkit-text-decoration-color:var(--accent);text-decoration-color:var(--accent);text-underline-offset:4px;font-weight:700;text-decoration-thickness:2.5px}.next-step-callout .emph{text-decoration:underline;-webkit-text-decoration-color:var(--accent);text-decoration-color:var(--accent);text-underline-offset:3px;text-decoration-thickness:2.5px}.get-started{color:var(--accent-strong);margin:28px 0 8px;font-size:1.05rem;font-weight:650}header.masthead .intro{border-left:3px solid var(--accent);background:0 0;border-radius:0;max-width:42rem;padding:4px 0 4px 18px;animation:.65s ease-out 80ms both rise-in}header.masthead .intro-heading{font-family:var(--font-sans);color:var(--ink);letter-spacing:-.015em;margin:0 0 12px;font-size:1.15rem;font-weight:700}header.masthead .intro p{color:var(--ink);margin:0;font-size:1.02rem;line-height:1.6}header.masthead .intro .intro-problem{color:var(--ink-soft)}header.masthead .intro .intro-solution{color:var(--ink);border-top:1px solid #1d5fad33;margin-top:.9em;padding-top:.9em;font-weight:500}.card{background:var(--card);border:1px solid var(--border-soft);border-radius:var(--radius);box-shadow:var(--shadow-soft);margin-top:22px;padding:26px 28px;animation:.5s ease-out both rise-in}.card h2{font-family:var(--font-sans);letter-spacing:-.02em;color:var(--ink);margin:0 0 14px;font-size:1.28rem;font-weight:700}.card h3{color:var(--ink);margin:18px 0 8px;font-size:1rem;font-weight:650}.step-list{color:var(--ink);margin:8px 0 0;padding-left:1.35rem}.step-list li{margin:6px 0}.step-list a{color:var(--accent);border-bottom:1px solid #1d5fad59;font-weight:600;text-decoration:none;transition:border-color .15s,color .15s}.step-list a:hover{color:var(--accent-strong);border-bottom-color:var(--accent-strong)}.privacy{background:var(--green-soft);color:var(--ink);border:1px solid #c5d8ef;border-radius:10px;align-items:flex-start;gap:12px;margin:18px 0 14px;padding:14px 16px;font-size:.95rem;line-height:1.45;display:flex}.privacy-icon{width:22px;height:22px;color:var(--accent);flex-shrink:0;margin-top:1px}.privacy strong{color:var(--accent-strong)}.success-banner{background:var(--green-soft);color:var(--ink);border:1px solid #c5d8ef;border-radius:12px;align-items:flex-start;gap:12px;margin:14px 0 0;padding:14px 16px;font-size:.95rem;line-height:1.45;display:flex}.success-banner-icon{width:22px;height:22px;color:var(--accent);flex-shrink:0;margin-top:1px}.success-banner strong{color:var(--accent-strong)}textarea.paste-box{width:100%;min-height:150px;font-family:var(--font-mono);border:1.5px solid var(--border);resize:vertical;color:var(--ink);background:#fff;border-radius:10px;padding:14px;font-size:.85rem;transition:border-color .15s,box-shadow .15s}textarea.paste-box:focus{border-color:var(--accent);outline:none;box-shadow:0 0 0 3px #1d5fad26}.textarea-label{color:var(--ink-soft);letter-spacing:.02em;text-transform:uppercase;margin:10px 0 6px;font-size:.8rem;font-weight:700}.warning{background:var(--amber-soft);color:var(--amber-ink);border-radius:8px;margin:10px 0 0;padding:10px 14px;font-size:.9rem}.parse-ok{color:var(--accent-strong);margin-top:10px;font-size:.95rem;font-weight:600}.field-grid{grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:14px 18px;margin-top:10px;display:grid}.birth-year-field{margin-top:6px}.birth-year-row{flex-wrap:wrap;align-items:center;gap:14px;display:flex}.birth-year-row .hint{flex:1;min-width:12rem;margin-top:0}.field.row-start{grid-column-start:1}.field.annual-entry-field{margin-top:14px}.annual-entry-grid{grid-template-columns:repeat(3,minmax(150px,1fr));gap:10px 14px;display:grid}.annual-entry-row{grid-template-columns:48px minmax(0,1fr);align-items:center;gap:8px;margin:0!important;display:grid!important}.annual-entry-row span{color:var(--ink-soft);font-size:.85rem;font-weight:700}@media (width<=700px){.annual-entry-grid{grid-template-columns:1fr}}.field label{color:var(--ink-soft);letter-spacing:.01em;margin-bottom:5px;font-size:.82rem;font-weight:650;display:block}.field input,.field select{border:1.5px solid var(--border);width:100%;color:var(--ink);background:#fff;border-radius:8px;padding:10px 12px;font-family:inherit;font-size:1rem;transition:border-color .15s,box-shadow .15s}.birth-year-field input{font-variant-numeric:tabular-nums;flex:none;width:6rem;font-size:1.05rem}.field input:focus{border-color:var(--accent);outline:none;box-shadow:0 0 0 3px #1d5fad26}.field input.input-muted,.field input:disabled{color:#8a95a2;cursor:not-allowed;background:#eef2f4;border-color:#e0e6ea}.input-with-suffix{position:relative}.input-with-suffix input{padding-right:120px}.input-suffix{color:var(--ink-soft);pointer-events:none;font-size:.82rem;font-weight:700;position:absolute;top:50%;right:10px;transform:translateY(-50%)}.field .hint{color:var(--ink-soft);margin-top:4px;font-size:.82rem;line-height:1.4}.field .hint a{color:var(--accent)}.switch-row{color:var(--ink);cursor:pointer;-webkit-user-select:none;user-select:none;align-items:center;gap:8px;margin:4px 0 8px;font-size:.9rem;font-weight:500;display:flex}.switch-row input{cursor:pointer;width:auto;accent-color:var(--accent);margin:0}.bend-point-inputs{gap:8px;display:flex}.bend-point-inputs input{flex:1}table.data{border-collapse:collapse;width:100%;margin-top:8px;font-size:.9rem}table.data th{text-align:right;border-bottom:2px solid var(--border);color:var(--ink-soft);text-transform:uppercase;letter-spacing:.04em;padding:8px 10px;font-size:.75rem}table.data th:first-child,table.data td:first-child{text-align:left}table.data th .sort-header{appearance:none;color:inherit;cursor:pointer;font:inherit;letter-spacing:inherit;text-align:inherit;text-transform:inherit;background:0 0;border:none;padding:0}table.data th .sort-header:hover{color:var(--accent);text-decoration:underline}table.data th .help-link{appearance:none;color:var(--accent);cursor:pointer;font:inherit;background:0 0;border:none;margin-left:4px;padding:0;font-weight:700}table.data th .help-link:hover{text-decoration:underline}table.data th .th-hint{text-transform:none;letter-spacing:normal;color:#9aa3b0;margin-top:2px;font-size:.7rem;font-weight:400;line-height:1.2;display:block}table.data td{text-align:right;border-bottom:1px solid var(--border-soft);font-variant-numeric:tabular-nums;padding:7px 10px}table.data tr.projected td{color:var(--accent)}table.data tr.dropped td{color:#a6afbe}table.data tr.zero-fill td{background:var(--amber-soft)}table.data tr.not-counted td{background:var(--danger-soft);color:var(--danger)}table.data tr.fra-row td{background:var(--accent-soft);font-weight:600}.fra-label-short{display:none}.fra-label-long{white-space:nowrap}@media (width<=760px){.fra-label-long{display:none}.fra-label-short{display:inline}}table.data tfoot td{border-top:2px solid var(--border);background:#f4f7fb;border-bottom:none;font-weight:700}table.data input.cell-edit{text-align:right;border:1px solid var(--border);font-variant-numeric:tabular-nums;border-radius:6px;width:120px;padding:4px 7px;font-family:inherit;font-size:.88rem}.show-more{color:var(--accent);cursor:pointer;background:0 0;border:none;padding:10px 0 0;font-family:inherit;font-size:.9rem;font-weight:600;transition:color .15s}.show-more:hover{color:var(--accent-strong);text-decoration:underline}.table-actions{justify-content:space-between;align-items:center;gap:16px;margin-top:2px;display:flex}.table-actions-left{flex:1;min-width:0}.year-cell{align-items:center;gap:6px;display:inline-flex}.delete-year{color:var(--danger);cursor:pointer;background:0 0;border:none;padding:0 2px;font-size:1.15rem;font-weight:700;line-height:1}.delete-year:hover{color:#8f261e}.add-year{color:var(--accent);cursor:pointer;background:0 0;border:none;flex-shrink:0;padding:10px 0 0;font-family:inherit;font-size:.9rem;font-weight:600}.add-year:hover{text-decoration:underline}.badge{vertical-align:middle;border-radius:6px;padding:2px 8px;font-size:.72rem;font-weight:700;display:inline-block}.badge.projected{background:var(--accent-soft);color:var(--accent-strong)}.badge.actual{background:var(--green-soft);color:var(--green)}.badge.not-counted{color:var(--danger);background:#fff;border:1px solid #e5aaa5}.earnings-cell{justify-content:flex-end;align-items:center;gap:6px;width:100%;display:inline-flex}.earnings-cell.editable-earnings{gap:8px}.inline-edit{color:var(--accent);cursor:pointer;background:0 0;border:none;padding:0;font-family:inherit;font-size:.78rem;font-weight:700}.inline-edit:hover{text-decoration:underline}.inline-delete{color:var(--danger);cursor:pointer;background:0 0;border:none;padding:0;font-size:1rem;font-weight:800;line-height:1}.inline-delete:hover{color:#8f261e}.cap-icon-slot{flex-shrink:0;justify-content:center;align-items:center;width:14px;display:inline-flex}.earnings-amount{font-variant-numeric:tabular-nums}.capped-amount-cell{grid-template-columns:minmax(0,auto) 18px;justify-content:end;align-items:center;gap:4px;width:100%;display:inline-grid}.capped-amount-cell .earnings-amount{text-align:right}.cap-icon{color:var(--amber-ink);cursor:help;align-items:center;display:inline-flex}.cap-icon-inline{vertical-align:middle;margin-left:4px}.pia-hero{grid-template-rows:auto auto auto;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:6px;display:grid}.pia-hero .stat{grid-template-rows:subgrid;background:var(--card);border:1px solid var(--border-soft);box-shadow:var(--shadow-soft);border-radius:14px;grid-row:span 3;row-gap:4px;padding:16px 18px;display:grid}.pia-hero .stat:first-child{background:var(--accent-soft);border-color:#c5d8ef}.pia-hero .stat .label{color:var(--ink-soft);text-transform:uppercase;letter-spacing:.06em;font-size:.72rem;font-weight:700;line-height:1.25}.pia-hero .stat:first-child .label{color:var(--accent-strong)}.pia-hero .stat .stat-dollars-note{color:var(--accent);margin-top:4px;margin-bottom:2px;font-size:.85rem;font-weight:600}.pia-hero .stat .value{font-family:var(--font-sans);letter-spacing:-.025em;font-variant-numeric:tabular-nums;align-self:end;font-size:1.65rem;font-weight:700;line-height:1.2}.pia-hero .stat .value-pair{display:block}.pia-hero .stat .value-secondary{color:var(--ink-soft);font-size:1.15rem;font-weight:600}.pia-hero .stat .sub{color:var(--ink-soft);align-self:start;font-size:.8rem}@media (width<=720px){.pia-hero{grid-template-rows:none;grid-template-columns:1fr}.pia-hero .stat{grid-row:auto;grid-template-rows:none}}.band-math{font-family:var(--font-mono);border:1px solid var(--border-soft);background:#f4f7fb;border-radius:8px;margin-top:8px;padding:10px 14px;font-size:.88rem;overflow-x:auto}.section-subhead{justify-content:space-between;align-items:center;gap:16px;margin-top:18px;display:flex}.section-subhead h3{font-family:var(--font-sans);letter-spacing:-.015em;margin:0;font-weight:700}.view-toggle{border:1px solid var(--border);background:#fff;border-radius:8px;display:inline-flex;overflow:hidden}.view-toggle button{color:var(--ink-soft);cursor:pointer;background:#fff;border:none;padding:6px 12px;font-family:inherit;font-size:.82rem;font-weight:700;transition:background .15s,color .15s}.view-toggle button.active{background:var(--accent);color:#fff}.claiming-line-chart{margin-top:12px;overflow-x:auto}.claiming-line-chart svg{width:100%;min-width:620px;display:block}.chart-axis{stroke:var(--ink-soft);stroke-width:1.5px}.chart-gridline{stroke:#e0e8e6;stroke-width:1px}.chart-tick{stroke:var(--ink-soft);stroke-width:1px}.chart-label{fill:var(--ink-soft);font-size:12px}.chart-axis-title{fill:var(--ink);font-size:13px;font-weight:700}.claiming-line{fill:none;stroke:var(--accent);stroke-linecap:round;stroke-linejoin:round;stroke-width:3px}.claiming-point{fill:#fff;stroke:var(--accent);stroke-width:2.5px;cursor:pointer}.claiming-hit-area{fill:#1d5fad00;cursor:pointer;pointer-events:all}.chart-fra-label{fill:var(--accent);font-weight:700}.chart-point-value{fill:var(--ink);pointer-events:none;font-size:11px;font-weight:700}.chart-tooltip rect{fill:var(--ink);opacity:.92}.chart-tooltip{pointer-events:none}.chart-tooltip text{fill:#fff;font-size:12px;font-weight:700}@media (width<=640px){.section-subhead{flex-direction:column;align-items:flex-start}}.bend-visual{grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:14px 0;display:grid}.bend-visual-item{grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:10px;display:grid}.bend-visual-row{border:1px solid var(--border-soft);background:#f4f7fb;border-radius:10px;grid-template-rows:auto 160px auto;align-items:stretch;gap:12px;padding:12px;display:grid}.bend-plus{color:var(--accent);font-size:1.6rem;font-weight:800;line-height:1}.bend-visual-label,.bend-visual-values{gap:2px;display:grid}.bend-visual-label span,.bend-visual-values span{color:var(--ink-soft);font-size:.78rem}.bend-contribution{color:var(--accent-strong);letter-spacing:-.02em;font-size:1.18rem;font-weight:800}.pia-callout{background:var(--accent-soft);color:var(--ink);border-radius:10px;margin:14px 0;padding:14px 16px;font-size:1.05rem}.pia-callout strong{color:var(--accent-strong);font-family:var(--font-sans);font-variant-numeric:tabular-nums;font-size:1.25rem;font-weight:700}.bend-visual-bar{border:1px solid var(--border-soft);background:#e8eef8;border-radius:8px;align-items:flex-end;height:160px;display:flex;overflow:hidden}.bend-visual-fill{background:linear-gradient(180deg, #4a8fd4, var(--accent));border-radius:8px 8px 0 0;width:100%}@media (width<=720px){.bend-visual,.bend-visual-item{grid-template-columns:1fr}.bend-plus{text-align:center}}.indexed-average{color:var(--accent-strong);font-family:var(--font-sans);letter-spacing:-.02em;font-variant-numeric:tabular-nums;font-size:1.2rem;font-weight:700}.note{color:var(--ink-soft);margin-top:10px;font-size:.85rem}.note a{color:var(--accent)}.note.inline-note{margin-top:10px;display:inline-block}.projected-dollar-note{background:var(--accent-soft);color:var(--ink);border-radius:8px;margin:10px 0 0;padding:10px 14px;font-size:.9rem;line-height:1.45}.projected-dollar-note strong{color:var(--accent-strong)}.years-summary{background:var(--accent-soft);color:var(--ink);border-radius:8px;margin:12px 0 0;padding:10px 14px;font-size:.96rem;font-weight:500;line-height:1.45}.next-steps-grid{gap:12px;display:grid}.next-step-callout{border:1px solid var(--border-soft);background:#f4f7fb;border-radius:10px;padding:16px 18px}.next-step-callout h3{color:var(--accent-strong);font-family:var(--font-sans);margin:0 0 6px;font-size:1.05rem;font-weight:700}.next-step-callout p{color:var(--ink);margin:0;font-size:.96rem}.next-step-callout p+p{margin-top:10px}.next-step-callout a{color:var(--accent);font-weight:700}.next-step-primary{background:var(--accent-soft);border-color:#bdd5f0}.empty-hint{color:var(--ink-soft);margin:10px 0 0;font-style:italic}.trust-strip{border:1px solid var(--border-soft);color:var(--ink-soft);letter-spacing:.08em;text-transform:uppercase;text-align:center;background:#ffffffa6;border-radius:12px;flex-wrap:wrap;justify-content:center;align-items:center;gap:10px 14px;margin-top:40px;padding:14px 18px;font-size:.72rem;font-weight:700;display:flex}.trust-strip span[aria-hidden=true]{color:#b4c0d0;letter-spacing:0}footer.foot{border-top:1px solid var(--border-soft);color:var(--ink-soft);text-align:center;margin-top:48px;padding-top:24px;font-size:.82rem;line-height:1.5}footer.foot>div+div{margin-top:8px}footer.foot .copyright a{color:var(--accent);font-weight:600;text-decoration:none}footer.foot .copyright a:hover{text-decoration:underline}@media (prefers-reduced-motion:reduce){*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}